Instant Settlement
From wallet to bank account in < 10 seconds via SEPA Instant.
Built on Base · Settled via SEPA Instant
Crypto payments. Euro settlements. In real-time.
Accept EURC on the Base chain and receive SEPA Instant transfers in seconds. No volatility, no merchant wallets, fees under 1%.
Founded in Vienna · Built for Europe
Incoming
Payment Received
€1,250.00
EURC on Base
Settlement
Bank Deposit Confirmed
€1,250.00
SEPA Instant · 8.2s
Three pillars designed for modern commerce.
Low-Fee Revolution
Skip the 3% merchant tax. Flampay leverages the Base chain for transaction costs under €0.01.
Zero Complexity
You see Euros. We handle wallets, liquidity, and bridges in the background. No crypto knowledge required.
Operations Preview
Real-time movement context for payment and settlement rails.
Live settlement flow
From checkout to bank deposit in under 10 seconds.
This is the operational sequence your customer and finance team actually experience: crypto payment received, transaction validated, and Euro payout posted via SEPA Instant.
T+0s
EURC payment detected on Base
T+4s
Settlement and payout route confirmed
T+9s
SEPA Instant bank deposit completed
Pricing that protects your margin.
Clear, predictable fees without hidden conversion spreads. Flampay is designed for merchants who care about contribution margin and reliable Euro settlement.
| Provider | Fee Model | Example Cost on €10,000 |
|---|---|---|
| Traditional Gateways | 3% + €0.30 | ~€330* |
| Flampay | 0.8% Flat | €80 |
*Illustrative scenario assuming 100 transactions; exact costs vary by order mix.
What’s included
- • Wallet-to-bank conversion and payout routing
- • Real-time settlement tracking and status webhooks
- • Merchant dashboard exports for finance reconciliation
- • Priority support for production merchants
Settlement rails in motion
Operational preview for payout processing and transfer speed.
Why it matters
Payments should accelerate growth, not create operational drag.
Flampay is important because it removes the gap between crypto checkout and real-world business operations: faster cash conversion, fewer reconciliation headaches, and a predictable settlement flow your finance team can trust.
Cash flow impact
~10s
Shorter settlement cycles reduce waiting time between payment acceptance and usable EUR liquidity.
Margin protection
0.8%
Lower transaction costs help preserve contribution margin, especially for high-volume payment flows.
Team efficiency
1 API
Product, ops, and finance work from one integration surface instead of fragmented payment and payout tooling.
Vienna, Austria
Founded in Vienna
European trust, engineered for global crypto commerce.
Flampay was founded in Vienna and built around European payment reliability: EURC acceptance on Base, instant SEPA payouts, and predictable settlement in Euros.
Delivery roadmap
1
Infrastructure Foundation
Completed
2
Auto On/Off-Ramp Engine
Completed
3
Merchant Wallet Launch
Completed
4
Direct Mint Licensing Track
In Progress
Developer experience built for fast-moving teams.
Integrate Flampay with a lightweight SDK, trigger your own checkout in minutes, and receive reliable webhook events for each payment lifecycle step.
You keep your existing product flow while we handle on-chain confirmation, conversion logic, and SEPA payout orchestration in the background.
- • Sandbox and production environments with identical APIs
- • Event-driven webhooks for payment, settlement, and refund states
- • EUR-focused reporting designed for finance and ops teams
checkout.tsx
import { FlampayButton } from '@flampay/sdk';
export function Checkout() {
return (
<FlampayButton
merchantId="merchant_42"
amount={1250}
currency="EUR"
onSuccess={(payment) => console.log(payment.id)}
/>
);
}